Atlas TandemGuides / Document checklist for buying a home (buyer side)
Document checklist for buying a home (buyer side)
A purchase almost always stalls on paperwork. The agent who anticipates the right list, at the right moment, moves the client faster and looks more professional. Here is the checklist and when to ask for each item.
Identity and tax status
From the start: ID document, proof of address, and the local tax number if buying abroad. For a foreign buyer in Portugal, the NIF is the first step, often forgotten until it is urgent.
Gathering this during discovery avoids a scramble when the right property appears.
Documents for financing
When the client uses a mortgage, the bank asks for recent payslips, the tax return, bank statements and, where relevant, the employment contract. A pre-approved client is in a far more solid position.
Warn the client early: gathering these takes time, and the seller rarely waits.
Property documents, to check before the contract
On the seller side: title deed, the energy certificate, condominium rules and recent meeting minutes, and the usage licence. Confirming everything is in order before the promissory contract avoids nasty surprises.
An agent who asks for these early protects both the client and the deal.
Gather it all in one shared place
Scattered across emails and messages, documents get lost and slow things down. A space where the client uploads each item, sees what is missing, and where everything is encrypted turns collection into a simple checklist.
Fewer back-and-forths, fewer omissions, a file that moves.
Collect documents without the stress
Atlas Tandem gives your client a document checklist and an encrypted space to upload them, with every access logged. Free beta, no credit card.
Try Atlas TandemAlso read: How to qualify a buyer client's needs